Greener home, financially done right.
We do the math, compare lenders, and help you invest budget-neutral in your home.
Before you decide
Upgrading your home raises practical questions. Prets helps you understand what a home upgrade costs, what it can deliver, and how you can pay for it, calmly and clearly.
Will I earn it back?
See what the upgrade could mean over time, based on energy impact, total investment, and applicable subsidies or schemes.
Can I afford it?
Prets shows what the upgrade could cost per month, based on price, subsidies, and payment structure.
How can I finance it?
Compare own funds, public schemes, and loan options side by side. You decide how to proceed.
Home upgrade financing, the safe and simple way
Meet Prets, your gateway to easy and secure sustainable home upgrades financing.
You can find us right in the checkout of the installers you already know and work with.
You get an instant calculation of the real payback period, including subsidies, government incentives and lower mortgage rate benefits.
Prets makes sure everything is safe, secure and compliant, arranged in just a few clicks.
Safe, secure, and compliant
Prets is built to operate safely in regulated environments. Your data is used only to support your application.
AFM licensed
GDPR/AVG compliant data handling
ISO 27001
(in progress)
SOC 2
(in progress)
“I am very satisfied with the guidance provided. I could never have arranged this on my own with the various parties involved.”
Got questions?
We're here to help.
Making your home more sustainable is not always easy. Prets helps you understand what something costs, what it delivers, and how you can pay for it. We provide insights, compare options, and support you in completing an application, so you can make a well-informed decision yourself.
Prets is paid by parties that use our platform, such as installers or providers of financing and subsidy schemes. In some cases, we also receive a fee when you start or complete an application through Prets. You never pay Prets for this, and it does not affect the information or options we show.
Prets helps you understand the affordability of a home improvement. We show what an investment means for your personal situation and what payment options are available.
No. Prets does not provide personal financial advice and does not make recommendations. You decide what is right for you.
Yes. You can pay for an investment using your own funds, subsidies, public schemes, or other options. Prets shows the possibilities; the choice is always yours.
Prets supports you in collecting and structuring the required information so an application can be submitted completely. The assessment and final decision are always made by the provider of the scheme or service.
No. Prets does not make decisions on applications and has no influence over approval or rejection.
No. You can use Prets free of charge.
You can read more about how our services are structured and the role Prets plays in our terms and conditions.
