Compliance built into every decision we make
AFM regulated financial services.
The Dutch Financial Markets Authority oversees us. We operate under their rules.
Audited for operational integrity.
Independent auditors verify our controls regularly. We build security into everything we do.
GDPR and AVG compliant always.
Consumer privacy is non-negotiable. Your customers' data receives the protection it deserves.
Certified for quality and security.
Our systems meet ISO standards. Every process reflects the rigor these certifications demand.
Built for compliance.
Prets is designed for markets where financing is regulated, public subsidies apply, and consumer protection matters. Compliance is built in, not added on, keeping merchants safe while the platform operates effectively.
Unbiased by design.
All payment options are presented side by side with no preselected choices or recommendations. Customers control their decisions, adjusting assumptions and confirming every step, while Prets ensures the process remains transparent and fair.
Everyone in control.
Merchants sell energy upgrades, customers make choices and provide information, and funding providers assess and approve applications. Prets never acts as lender or advisor; it supports understanding and ensures the process completes smoothly.
Decisions stay with providers.
Funding criteria, checks, approvals, and contracts remain fully controlled by providers. Prets simply structures applications, ensures completeness, and submits them clearly without influencing the outcome.
Auditable and transparent.
Every customer input, calculation, submission, and confirmation is recorded. This traceability supports audits, complaint handling, and internal reviews, all without adding extra work for merchants.
Help without steering.
When needed, human support is available for procedural, technical, or explanatory assistance. Staff guide the flow but never provide advice, keeping the customer experience safe and empowering, especially for less digital-savvy users.
Compliance made simple.
Prets protects merchants by preventing regulated advice activities, minimizing manual interventions, and applying a consistent, compliant process centrally across all interactions.
Scrutiny-proof design.
With clear boundaries, neutral presentation, customer-led decisions, and provider-owned outcomes, Prets is designed to stand up to review by compliance, legal, and procurement teams, enabling safe scaling both commercially and operationally.
