Stronger labels, stronger book. Let’s roll.
Prets enables upgrades without changing the mortgage. We help mortgage lenders and portfolio owners improve the quality and resilience of their existing portfolio by enabling energy upgrades.
Keep low-ticket energy upgrades out of your mortgage pipeline
Not every energy upgrade belongs in a mortgage process. Many improvements are too small to justify refinancing, yet far too valuable to leave undone. Prets makes it easy to enable these upgrades without flooding your mortgage pipeline with low-value, operational cases.
Flexible upgrade financing
Homeowners choose how to fund upgrades: savings, public schemes, or consumer financing. No steering, no mortgage impact.
Enable energy upgrades without mortgage friction
No refinancing routes. No manual workarounds. Just a clean mortgage process and completed upgrades.
Make home upgrades happen and turn upgrade intent into action
Homeowners make upgrade decisions outside the mortgage flow. Prets ensures you are present at those moments and supports homeowners from insight to action, without advice, mortgage changes, or operational complexity.
Be visible where upgrade decisions happen through portals, servicing touchpoints, and partner-led journeys
Surface your value proposition such as interest discounts, EPC-linked benefits, or non-financial incentives
Guide homeowners from understanding cost and impact to selecting a suitable funding route
Enable upgrades to be completed at scale without manual programs or portfolio disruption
Naturally compliant.
Prets is built to operate safely alongside mortgage portfolios.
AFM licensed
GDPR/AVG compliant data handling
ISO 27001
(in progress)
SOC 2
(in progress)
Ready to boost your books?
We’ll show how Prets fits alongside an existing mortgage portfolio and how homeowners move from intent to completed upgrades.
