National Heat Fund grants more loans in 8 months than in all of 2025

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The National Heat Fund granted over 22,000 loans for home sustainability upgrades in the first eight months of this year. That is already a higher number than in the whole of 2025. Increasingly, homeowners are moving from making plans to taking action. At Prets, we are happy to contribute to this shift. We provide clear information on financing options for things like solar panels, insulation, and heat pumps, so homeowners know exactly where they stand before applying for a loan. Figures like these show that it works.

Sharp rise in applications from homeowners

The increase is particularly evident among private homeowners. They applied for nearly 67 percent more loans than last year. The National Heat Fund also reports an increase among households with an income of up to 60,000 euros and among seniors. For these groups, suitable financing often determines whether a plan is shelved or proceeds.

According to the National Heat Fund, the number of applications began to rise sharply following the outbreak of the war in the Middle East. Energy prices surged, prompting more homeowners to look for ways to reduce their energy consumption. This was reported by the NOS.

The trigger for this trend is, of course, nothing to celebrate. However, the fact that more people are taking steps toward a more energy-efficient home is a positive development.

From wanting to make homes sustainable to knowing how

Most homeowners we talk to want to make their homes more sustainable. They do not question the desire to do so, but rather the path to achieving it. What options are available? What does a loan mean in terms of monthly costs? What documents are required? That is precisely where we step in: we answer those questions as soon as a homeowner receives a quote, ensuring that plans don't stall due to uncertainty about financing.

A clear financing path

As soon as a homeowner receives a quote, we provide insight into suitable financing options. Where appropriate, this can include a loan from the National Heat Fund. That is our contribution: not an extra step, but a clearer path forward. Towards a sustainable home for everyone.